With interest rates fluctuating, many homeowners are reconsidering their mortgage options. While fixed rates offer stability, variable rates can provide significant advantages for those willing to navigate a bit of risk and uncertainty. 2024: The Current Mortgage Landscape Borrowers with exceptional credit may find lower rates — as low as 4.04%, according to Money.ca. However,…

What you need to know about Canada’s mortgage rule changes in 2024 The Canadian housing market has faced an affordability crisis for years, and in response, the government has introduced key changes to mortgage regulations in 2024. While these updates are designed to help more Canadians enter the housing market, they also bring challenges. Let’s…